Whether your clients want to purchase a Sagicor indexed life insurance policy or own in-force Sagicor policies or fixed indexed annuities, they have access to a choice of diverse growth opportunities with interest crediting strategies that can help them accumulate more for the future. Your clients can select one or more interest crediting strategies based on their preferences and long-term goals.

If your client wants interest crediting opportunities and diversification with some international exposure, they may consider a strategy linked to:


  • iShares MSCI EAFE ETF
    This ETF seeks to track the investment results of an index composed of large- and mid-capitalization developed market equities,
    excluding the U.S. and Canada.
    VIEW FACT SHEET

  • iShares MSCI Emerging Markets ETF
    This ETF seeks to track the investment results of an index composed of large- and mid-capitalization emerging market equities.
    VIEW FACT SHEET

If your client wants interest crediting opportunities and exposure to U.S. companies that have higher ESG qualities, they may consider a strategy linked to:


  • iShares ESG Aware MSCI USA ETF
    This ETF seeks to track the investment results of an index composed of U.S. companies that have positive ESG characteristics as identified by the index provider while exhibiting risk and return characteristics similar to those of the parent index.
    VIEW FACT SHEET

If your client believes in the strength of the U.S. economy, they may want to consider a strategy linked to the performance of the S&P 500® Index.


  • S&P 500® Index Strategies
    Widely regarded as the best single gauge of large-cap U.S. equities1, the Index tracks 500 of the largest U.S. publicly-traded corporations in the nation’s foremost industries.
    VIEW FACT SHEET

If your client is looking for the assurance of a guaranteed minimum fixed rate, they may want to consider this option. They’ll earn interest credited daily, based on a fixed rate declared by Sagicor, which is guaranteed to never be less than the guaranteed minimum declared rate.


There’s no market risk with any strategy

You and your clients can feel confident that when they choose any of Sagicor’s ETF or index-linked strategies, they’ll be able to experience some of the market’s upside potential — without ever facing market losses, because they’re never directly invested in any security or market index.


Want more information?

For a more in-depth perspective of the broad range of growth opportunities available to your clients, review our allocation guides.




1S&P Dow Jones Indices, S&P 500®